Next time someone asks you that question, just nod and say, "It's got to come some time, but the Bible says that even Jesus didn't know when the end would be. Didn't he give us the principle at Luke 14:28 that we should be prepared in life? Shouldn't I apply that and prepare for my life? I don't want to live off other people like some do."
Take it easy and keep learning. You've got your thinking skills developing.